Total & Permanent Disability

What would you do if you are totally & permanently disabled and still have debts or a mortgage to pay?
“It never comes with a warning it just comes”

Disability of any kind will always leave you and your family in financial stress. Whether due to sickness or accident, disability can leave your financial situation in a big question mark.

Have you made plans for yourself if you suddenly become totally and permanently unable to work again? What is your family going to do if you still have to pay the mortgage or debts and there is no other income earner available?

This is when you need Total & Permanent Disablement cover. It pays a lump sum to you.

Total & Permanent Disability cover generates that cash for you which can help you

• Reduce debt or pay unpaid bills
• Sort out your medical bills
• Create retirement funds
• Maintain your lifestyle

The Definition of Total & Permanent Disability

This is defined where as a result of accident or illness you are so incapacitated that you

• cannot do your own job or another job which your skills may be suited to or
• suffer loss of limbs or sight or
• cannot perform at least two of the following activities without they physical assistance of someone else :

1. Bathing & Showering
2. Dressing & Undressing
3. Eating & Drinking
4. Using a Toilet
5. Moving from one place to another by walking, in a wheel chair or with a walking aid.

For further information about Total & Permanent Disability cover contact us and we will help you.